WITS   Work Improvement Teams   Waste Individual Time Session/ We Idle Together Session
UOB   United Overseas Bank   You Owe Bank
TCS   Television Corporation of Spore   Talk Cock Station
SIA   Singapore International Airlines   Suffer In Agony or Sex In Air
SGH   Singapore General Hospital   Sure Giveup Hope
SDU   Social Development Unit   Single, Desperate and Ugly/ Sexually Depressed and Unwanted
SBS   Singapore Bus Service   Super Blur Sotong/ Screwed-up and Bad Service
SAF   Singapore Armed Forces   Serve And Forget
PWD   Public Works Department   Purposely Want to Dig
PUB   Public Utilities Board   Pay Until Broke
PSI   Pollution Safety Index   Please Stay Indoors
PSA   Port of Singapore Authority   Poor Ships Ahead
POSB   Post Office Savings Bank   Purposely Owe Some Banks
PAP   People's Action Party   Pay And Pay
OUB   Overseas Union Bank   Owe Until Bankrupt
OETI   Ordnance Engineering Training Institute   Only Eat, Talk and Idle
OCBC   Oversea-Chinese Banking Corporation   Owe Cash, Boh Credit
NUSSU   NUS Student Union   No Use, So Screw Up
NUS   National University of Singapore   Never Use Sense/ Not Up to Standard/ Nothing Up Stairs
NUH   National University Hospital   Never Use Heart
NTU   Nanyang Technological University   Ninja Turtle University
MRTC   Mass Rapid Transit Corporation   More Road Tax Coming
MRT   Mass Rapid Transit   Mad Rush to Train
MOE   Ministry of Environment   Muggers Only Environment
MAS   Monetary Authority of Singapore   Mad Accounting System/ Must Always Suffer
LTA   Land Transport Authority   Long Tio Ah (crash!)
JTC   Jurong Town Council   Jokers Training Centre
HDB   Housing Development Board   Highly Dangerous Building
GST   Goods and Services Tax   Government Salary Tax or Go Squeeze Them
ERP   Electronic Road Pricing   Everytime Raise Price or Everyday Rob People (contributed by Judhi)
EDB   Economic Development Board   Enough, Don't Bluff
DBS   Development Bank of Singapore   Damn! Boh Salary
CPF   Central Provident Fund   Cash Prior to Funeral or Coffin Provision Fund
COE   Cetificate of Entitlement   Cash On Expressway or worse, "Si hor yi" (give them after death)