One day, Mr. Choe Seng Lee walked into a bank and asked for the loan officer. He said he was going to Batam on Business for two days and needed to borrow $5000. The loan officer said the bank would need some security for the loan.

Mr. Choe then handed over the keys to his Mercedes that was parked on the street in front of the bank. Everything checked out and the loan officer accepted the car as collateral for the loan.

An employee then drove the Mercedes into the bank's carpark and parked it there. Two days later Mr. Choe returned and repaid the $5,000 and the interest which came to $13.07.

The loan officer said, "We do appreciate your business and this transaction has worked out very nicely. But we are a bit puzzled. While you were away, we checked and found that you are a very rich contractor. Why would you need to borrow $5,000?"

Mr. Choe replied, "Aiyah, where else in Singapore can I park my car for 2 days for 13 dollars and with security officers to guard somemore?"